John Castilone

Senior Loan Officer

NMLS ID# 148406

Bay Equity LLC | NMLS ID# 76988
4040 Del Prado Blvd S. | Cape Coral, FL 33904

Contact Me Apply Now Customer Reviews My Website
Back

NEWSFEED

Mortgage Calculator

$
%
= $
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Refinance Calculator

$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.

Affordability Calculator

$
$
$
%
+
yr
+
$
per year
$
per year
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
John Castilone

Senior Loan Officer

NMLS ID# 148406

Bay Equity LLC | NMLS ID# 76988
4040 Del Prado Blvd S. | Cape Coral, FL 33904

Historical Primary Mortgage Market Survey® data provided by Freddie Mac
Important Disclosure


Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.

Calculator Results

You can afford $300,000

Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Estimated insurance needed:$667/month

Email the results above to:
Not a valid email address
Back

SHARE APP

Cancel
By sharing, I confirm that the recipient has requested to receive this content via text message.
Back

SHARE APP

Congrats!
Please provide information or skip.
Send Skip
Back

SHARE APP

Thank You!

 

Action Title
Name:  
Phone:  
Email:  
Update information above

Complete Form
Send Cancel

By submitting information above I agree to the privacy policy and to being contacted.

DISCLAIMER













Cancel

Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

Back

Shared

Thank you for sharing my app! OK

Sent

Your message has been sent. OK

“Throughout my 17 years in the mortgage industry, I have come to discover that the home loan process needs to not only have a solid, streamlined workflow and rely on a backbone of personalized customer service, but also , it is crucial that it be an engaging experience for all parties involved. My team here at Bay Equity uses the perfect combination of experience coupled with dedication to excellence, to make this sometimes otherwise stressful business, a positive and upbeat experience. I take pride in knowing that my clients can feel the difference when they work with our team. Growing up in Western New York, spending many great years in Minnesota and then relocating to Florida, I believe I have a well-rounded understanding of how to combine good business practices, outstanding customer service and how to make you feel comfortable and appreciated throughout the loan process. My goal is to have you feel as though you have acquired a trusted adviser (or friend) as well as a mortgage professional. When I am not helping my clients with their goals, I can be found enjoying all that Florida has to offer with my family. Beaches, boat and Harley rides, fishing, working out, sporting events, exploring Florida’s parks and wildlife and much more. Above all, it is my top priority to ensure that my clients are educated about every step of the loan process and that they know every detail of the loan transaction. I find it crucial to cultivate an informed client base so that smart decisions continue to be made within the mortgage industry. Therefore, I spend a large majority of my time keeping myself in tune with current mortgage trends and products, lending best practices and partnering with the best realtors in the area. Another point of pride I found here at Bay Equity, is that as a company they are just as dedicated to giving back to all those who serve our nation and our community as I am. It is a great feeling to work with a company who holds the same values as I do. Bay Equity plays a significant role in my partnership with NAHREP and has helped prepare me to serve on their Board Of Directors in Cape Coral/Fort Myers as someone who can make a difference in the community. Bay’s focus on helping our neighborhood heroes is also extremely important to me. We are able to help support and give back to those that serve us in the military and in our communities with our Giving To Heroes program. When you decide to join me in the Bay family, you not only gain access to the best loan programs in the industry tailored to each individual, cutting edge technology to keep things simple, but also a professional who is dedicated to your dream of home ownership. If you are in Minnesota or Florida, and looking to purchase a new home, refinance, if you are a seasoned investor or dreaming about building and starting from scratch, my team and I are here to get you home.”

Email sent

The calculator data has been emailed to OK

DISCLAIMER

You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.

Don't Prompt Me Again Ok Cancel
John Castilone

Senior Loan Officer

NMLS ID# 148406

Bay Equity LLC | NMLS ID# 76988
4040 Del Prado Blvd S. | Cape Coral, FL 33904

It looks like your device is offline at the moment. An internet connection is required for this app to work.

The app will be available when your device connects to the internet.

Call John Castilone

Text John Castilone




Release: master-17034

NEWSFEED

Back

Register Your App!

By sharing your contact information with me you can expect my personalized service. Your information is safe and only I will see it. I look forward to working with you. Thank You!

By submitting information above I agree to the privacy policy and to being contacted.

This app uses cookies and local storage to analyze traffic. Information about your use of this app is shared with CardTapp and John Castilone for that purpose.

Tap here to opt-out of providing your information.

Release: master-17034

Confirm changes

A verification code was sent to to confirm your changes. Please enter the code provided here:

Submit Cancel
We noticed you do not have cookies enabled. In order for this app to function correctly you must enable cookies.
To enable cookies:
John Castilone
Bay Equity Home Loans

We noticed that the browser you're using is several years old. We recommend upgrading to the latest version of Chrome for the best experience.

By submitting information above I agree to the privacy policy and to being contacted.

This app uses cookies and local storage to analyze traffic. Information about your use of this app is shared with CardTapp and John Castilone for that purpose.